Texas Crammer Practice Exam

Which concept is addressed in the Equal Housing Opportunity poster often displayed in brokerage offices?

1. Steering

2. Redlining

3. Blockbusting

4. Discriminatory lending

The correct answer is: Blockbusting

The Equal Housing Opportunity poster is primarily focused on promoting fair housing practices and ensuring that all individuals have equal access to housing opportunities, regardless of certain protected characteristics such as race, color, religion, sex, national origin, familial status, or disability. The predominant concept addressed by this poster aligns with the idea of combating discriminatory practices related to housing. Blockbusting refers to a practice where real estate brokers pressured homeowners to sell their properties at low prices by promoting fear that racial or ethnic minorities would soon be moving into the neighborhood. The Equal Housing Opportunity poster seeks to counteract these harmful practices by promoting inclusivity and equality in housing. The other concepts, like steering (guiding potential buyers towards or away from certain neighborhoods based on their characteristics), redlining (the practice of denying services based on the racial or ethnic composition of a neighborhood), and discriminatory lending (where lenders might refuse loans based on race or other protected factors), are all relevant issues within housing equity, but they do not directly encapsulate the central theme of the Equal Housing Opportunity poster, which is to advocate for equal access to housing and prevent discriminatory practices broadly across all aspects of housing.